Buy to let investment calculator

Use our buy to let return on investment calculator to quickly assess suitable investment opportunities. Simply add a property's asking price to the calculator and adjust it to suit your own financial requirements.

I want to invest (£)
Over (years)
Purchase price (£)
Expected rental income (£ pcm)

Mortgage
Required

Mortgage
Loan to Value

%

Return on
Investment

%

Annual Rental
Profit

Total
Profit

Gross
Yield

%

In detail
Purchase Cost
Stamp Duty

This calculation is simply a guide. Costs and parameters surrounding property sales change on a regular basis. We will endeavour to keep this calculator as accurate as possible.

Refurbishment Budget
Survey Costs
Mortgage Fees
Legal Fees
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applied the 3% stamp duty surcharge on the basis that this will be a second property.
Annual Cost
Mortgage Interest
Mortgage Interest Rate
Letting and Management Costs (Inc VAT)
Letting Fee
Management Fees
Maintenance
Maintenance Rate
Insurance
Ground Rent
Service Charge
Total Profit
Assumed Rate of Capital Growth
Final Property Value

This calculator is only a guide so all quotes should be double checked with your lender.

Investment Calculator FAQs

How do you calculate if a buy-to-let is worth it?

To calculate whether a buy-to-let is worth it, you can input the property’s value and your individual financial circumstances into the above calculator. From there, you will be given the gross yield, return on investment and annual rental profit.

  • Gross yield – calculated as the annual return on an investment (before taxes and expenses) divided by the current price of the investment.
  • Return on investment – measures the profitability of an investment.
  • Annual rental profit – how much you will receive per year for your buy-to-let investment.

From the above, you will be able to determine whether a buy-to-let is worth the investment.

According to Zoopla, the average gross rental yield in the UK is 5.6%. Sunderland reportedly has the highest average yield at 8.96%, whilst Cambridge has the lowest average yield at 4.5%.

A ‘good’ gross yield for buy-to-let is above 5% and above 6% is classed as a ‘very good’ gross yield.