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Welcome to Preston Baker Crossgates Mortgages

Branch details

Mortgage Department
Crossgates House
Station Road

LS15 8EU

Speak to us 9am–10pm Monday–Sunday


Opening Times








8:00am - 8:00pm

8:00am - 8:00pm

8:00am - 8:00pm

8:00am - 8:00pm

8:00am - 8:00pm

9:00am - 6:00pm

9:00am - 6:00pm

About Crossgates Mortgage

Finding the right mortgage for your circumstances can be time consuming, particularly if you are weighing up your options with multiple lenders. Let us take all the hard work off your shoulders as we scour the whole of the marke to find the right deal for you.



Our aim is to find the best mortgage for your circumstances. By gaining a full understanding of your finances and desired outcomes, we can use our knowledge of thousands of mortgage products to help you reach your goals. We are not tied to a particular lender, meaning we search the whole of the mortgage network to get the right mortgage for you.


In today’s competitive market, many borrowers choose to either remortgage to another lender, or undertake a product transfer with their existing lender. A product transfer isn’t always the best deal, which is why it is important to contact independent mortgage advisers like us. We can find the right remortgage product for your circumstances. As we have intimate relationships with our wide network of lenders, we can pre qualify your finances to make sure we find lenders that are appropriate, increasing the chances of your remortgage being accepted.
First Time Buyer Mortgage

First Time Buyer Mortgages

Buying your first home should be fun - not daunting. It’s easy to get overwhelmed with all the different terminology, types of mortgage, whether a fixed rate or variable rate would be best, what loan to value should you aim for, and so on. Having a mortgage broker that can view the whole of the market will help you find the right deal, in the shortest time, with the least amount of stress. This is particularly important if you are looking for a high loan to value mortgage.
Buy to Let Mortgage

Buy To Let Mortgages

When renting a property every aspect of the process from the purchase price, the solicitors you use, the tenant you rent the property to, how to manage the rental, through to which mortgage deal you take will affect your return on investment. Getting it right at the beginning will save you money. Whether this investment property is for a short or long term return, we can find a buy to let mortgage to suit you.
Self Employed Mortgage

Self Employed Mortgages

If you are self-employed as a sole trader; through a partnership; or as a director of a limited company it can be tricky to find a mortgage provider. The criteria for lending can be different and the amount of information that needs to be provided is more involved. Making sure you know which lenders are best for self employed mortgages will help you speed up the process so you can spend more time on more important things, like running your business.
Bad Credit

Bad Credit Mortgages

If you have a low credit score getting a mortgage can be tough. Particularly if you have defaults and County Court Judgements (CCJs), or if you have an Individual Voluntary Arrangement (IVA) or Bankruptcy in your past. It’s difficult to get a mortgage in these circumstances, but not impossible. You need to be aware that the lenders may request a higher deposit, a guarantor, or charge a much higher interest rate to compensate for their perceived increase in risk lending to you. Our mortgage brokers can advise on your individual circumstances before you even make an application.


Nobody wants to imagine the worst happening, but if it did would your family be able to cope without you. Having an appropriate protection policy can protect your family and you home should your circumstances change, either through unemployment, illness or death. The cost of protecting yourself and your family can be as little as the cost of a cup of coffee a week.